President
and Health
Insurance Broker/Agent
 Upon
graduating from the University of Texas, Austin in 1983 with
a degree in Finance and Real Estate, David went straight
into the insurance and financial planning industry.
In 1994,
after 11 years of developing his knowledge and skills in
insurance, David founded Healthcare Consultants. Since
then, the firm had grown successfully, largely due to David’s
emphasis on customer service and fair prices. Currently,
over 270 groups in the Houston area rely on David and Healthcare
Consultants to administer and maintain their group healthcare
plans.
Over
the years, David has developed a sound reputation among
the major carriers for group health, life, long-term care,
supplemental, dental, and disability insurance. Now a highly
respected specialist in group and individual insurance
plans, David’s
reputation has earned him high standing with many top-rated
providers.
In 2006,
David and Healthcare Consultants, Inc. joined Benefit Concepts
as a way to further improve the service level for his small
group clients. Benefit Concepts is the largest provider
of groups 2-100 in Texas and has access to carriers that
only a select few in the country enjoy which translates
into preferred care for his customers.
As a
member of the Houston Association of Healthcare Underwriters
(HAHU) and the National Association of Healthcare Underwriters
(NAHU), David stays informed of the issues affecting his
clients and provides them insight to market trends and direction. Often
referred to as an educator rather than a salesman, David
is passionate about assuring that his clients fully understand
their plans. David will also work with you to develop
an on-going communication system with your employees regarding
their group plan.
David
Neider, highly respected specialist in group insurance
plans, welcomes your questions related to your company’s
insurance issues. You
can call David at
713-626-2838 or e-mail him at david@hciamerica.com
David
says ...
On Offering You Choice and Savings
"The broad choice of carriers and plans that is available
to Healthcare Consultants is the key to plan flexibility and
providing our clients with the best prices."
On
Providing Clients with Guidance
"We take the "consultants" part of our name
very seriously. We listen very closely to our clients needs
and work with them to find the best solutions."
Delivering
Service
"I find it very satisfying to see the amazement on
clients' faces when they realize the level of service they
get from us at no extra charge."
Keeping
You Current
"Given the complexity and great importance of having
health insurance in our society today, we consider it our
duty to keep our clients current on policy changes and legislative
initiatives."
Health
Insurance Broker/Agent
 Levi
graduated from the University of Arizona in 2003 with a degree
in Marketing and Consumer Behavior and immediately entered the insurance
industry. Joining
Healthcare Consultants in 2003, Levi developed his passion
for educating consumers in the ever changing world of insurance.
A year later, Levi
found that his calling was helping employers provide great benefits to
their employees and redirected his attention to group benefits. “The
highlight of my day is showing an employer an innovative
strategy to reduce cost while improving benefits,” says Levi.
In an industry that
is constantly changing, Levi is the first to hear about
new products, analyze them, and illustrate to Healthcare
Consultants, Inc. how these new plans can benefit not only
potential clients, but also how they can greatly assist
current clients of the agency.
If you would
like to experience a unique, fresh, and educational way to assess
your benefits package, whether for group, medical, life, dental,
or disability, you can reach Levi at 713-626-2838 or e-mail him at levi@hciamerica.com.
Don't
Take Our Word About Service ...
Read what Our Clients Say About Us.
"When one of our employee's husband had a heart attack,
she was in a panic what to do with respect to insurance coverage
- on top of everything else going on. I asked David if he
could help. He immediately phoned the lady at the hospital
and told her how to handle what the hospital needed to know
about her health insurance coverage. Then he phoned the hospital
and made all the arrangements. It was one less burden for
her in a time of crisis. We have come to expect that level
of service from David and his company."
- H.R.
"Healthcare
Consultants provides our company with personal and comprehensive
service. As the Plan Administrator, I consult with our representative
on a daily basis by phone, fax and email. All concerns are
addressed promptly and efficiently. Healthcare Consultants
also takes calls (English and Spanish) from our employees
when the need arises. Their expertise allows for immediate
remedies, as well as the attention that means so much to our
employees. While carriers may come and go, Harris Construction
will maintain our relationship with Healthcare Consultants."
- Susan
Harris Hohnbaum, Administrative Manager, Harris Construction
David:
I wanted to personally thank
you for your professionalism and support over the past 9 years.
You have a tremendous organization backed by a wonderful team of
people that support you.
Healthcare consultants has
served me and my firm well. You gave me the foundation to kick
start our insurance partnership while eliminating all the
hassles so that I could focus on growing my business.
It has been an excellent 9
years David, and again I would like to applaud you and your
staff that have supported Westaff over the years. Thank you for
your partnership, attention and quality service.
All the best in future
endeavors.
- Peggy
Fruhwirth, President, Westaff
Houston
David,
I
wanted to start of by telling you how great it has been working
with you and your agency. The account
managers at your office are always there to help and get
problems fixed. A few months ago, one of our employees had a
stroke. She has been with our company for years and it was so
difficult to come to the realization that she would not be
coming back to work. The one thing that made me feel better was
the knowledge, that as a business owner, I did all I could do to
help by purchasing a Long Term Disability plan. At least now,
even though she can’t work, she will still be able to have an
income, until the age of 65, to help support her and her two
kids. I don’t know what she would have done to help with her
expenses if it wasn’t for the policy. I can’t thank you enough
for your insight and planning.
-
Owner , Houston Area MFG company
David,
I
know how difficult it was to convince me to purchase our
group short term disability. Just the thought of spending more than what we were
already spending on the group medical seemed insane. Well, a
few months ago, one of our employees took his family down to
Austin to see the capital. They ended up going water skiing on
Lake Travis. Somehow, the employee lost control on his skis and
fell off breaking both legs. His weekend vacation turned into a
two months recovery at home. Thank goodness we had a short term
disability policy in force. On the 1st day of his
accident he was able to begin receiving 60% of his pay for the
entire time he was out. Had it not been for that policy, he
would have been in more than just physical pain. The decision
to purchase a short term disability policy really paid off.
Many
thanks,
-
Carol
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